![]() ![]() Stop saying “one day” and start moving forward-today! That means following the 7 Baby Steps. As you continue to pay for your past, you can’t firm up your future-or even your present! And when you’re in debt, you’re doing both of those things. But you shouldn’t put off being responsible with money or building a secure future. It’s easy to tell yourself you have lots of time before you need to plan for your later years. Lie: I have plenty of time to plan for my financial future. If being in debt is normal, choose to be weird.Ģ. Hey-here’s some honest-to-goodness good news: You can! Seriously. Don’t you want to start living your dreams sooner? What’s so great about owing money to somebody? Nothing!Īnd if you think it’s easy to stay on top of your debt, our research shows that 1 in 5 Americans have fallen deeper into debt since June of 2022. Those are straight-up lies about money that the toxic culture is shoving down our throats. It’s okay to have a car payment and student loans ! (No, it’s not.) There are good debts-and tax benefits! (No, there really aren’t.) You need to have a good credit score! ( No, you don’t.) Don’t believe us? A shocking 77% of Americans have some type of debt-that’s nearly 8 out of every 10 people! 1 And how many times have you heard one of these money myths: Like we said, it’s totally normal to have debt hanging around your neck. Don’t fall for any of these 12 lies that keep people in debt:ġ. And spoiler alert, all of them are bogus. And debt can weigh you down so much you can’t see a way out.īut even though debt comes with all that baggage, people still make all sorts of excuses for staying in debt instead of taking steps to become debt-free. Debt keeps you stuck in a cycle that makes it impossible to build wealth. ĭebt robs your present and steals from your future. The truth is, we hate debt around here because of all the problems it causes. But just because debt is “normal” doesn’t mean it’s good for you. Debt-it’s become as normal as waking up in the morning and brushing your teeth. ![]()
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